When it comes to working with hire-a-drive services like Uber, you can't afford to ignore the insurance implications
“Will any of the described automobiles be rented or leased to others, or used to carry passengers for compensation or hire, or haul a trailer, or carry explosives or radioactive material?” Every insurance company in Canada uses forms that carry some version of this sentence, and if you check “no” and then sign off on the application and then start accepting fees for ferrying people (or pizzas) around, you could be committing fraud.
It’s not that you can’t be an Uber driver and also have insurance; it’s that you can’t lie about it.
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